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Freedom 55 Financial and design are trademarks of London Life Insurance Company.

Quadrus, Quadrus and design, Quadrus Investment Services Ltd. and design and
Quadrus Group of Funds are trademarks of Quadrus Investment Services Ltd. Used with permission.

Mortgage referrals and insurance products, including segregated fund policies, are offered through Freedom 55 Financial,
and Marlene P. Simmons offers mutual funds through Quadrus Investment Services Ltd.